Financial
Peace Of Mind
Life insurance can provide reassurance that your family may receive financial support if you die during the policy term, subject to the policy terms.
Over 10,000 families protected*
Life Insurance from £5pm
Help financially protect the people who matter most with life insurance. Explore flexible cover options designed to support your family's future.
Over 10,000 families protected*
What is
life insurance?
Life insurance can provide financial support for the people you care about if you die during the policy term. Depending on the policy, it can pay a lump sum or regular payments.
- Help towards a mortgage, rent or other debts
- Support with household bills and day-to-day living costs
- Provide for children and other dependants
- Choose a level and length of cover to suit your needs
Why is life insurance important?
Life insurance can help provide financial support for the people who depend on you if you die during the policy term.
Financial
Preparation for the unexpected
No one can predict what life may bring. Life insurance can help reduce the financial pressure on your family if you die during the policy term.
Future Support for Your Family
Life insurance can support your family's future goals — from funding your children's education to paying off your mortgage and maintaining their standard of living.
What does life insurance cover?
Understanding your policy clearly is essential. Here's what is and isn't included in a standard life insurance policy.
What's Usually Covered
- You're covered for most life events
- Lump-sum payment if you die during the policy term
- Terminal illness benefit if you're diagnosed with less than 12 months to live, subject to your policy terms
What's Not Covered
- Life insurance isn't a savings account and doesn't invest in stocks or shares
- No payout if your death results from an excluded activity within the first 12 months of the policy term
- You must survive at least 10 days after diagnosis to claim
What life insurance do I need?
The main types of life insurance differ in how long cover lasts and whether the cover amount stays the same or reduces over time.
Most Popular
Level term
Your cover amount and monthly premium are designed to stay the same until the policy ends, subject to the policy terms.
Decreasing term
Your coverage gradually reduces over time, often used to match a declining mortgage balance or other debt.
Lifetime Cover
Whole of life
Covers you for your entire life with no fixed end date and can pay out when you die, subject to the policy terms. It may suit inheritance planning or funeral-cost needs.
Trusted by thousands of families
The team made everything so easy to understand and were there whenever we had a question.
★★★★★Great service and great people. I finally feel confident my family would be ok if anything happened.
★★★★★Simple process, clear advice and ongoing support when you need it most.
★★★★★Very knowledgeable and friendly, and I was happy with the deal I got.
★★★★★Daniel explained every aspect of the policy and made sure we understood the fine print.
★★★★★I asked a lot of questions, he was happy to answer, and I have the right products for me.
★★★★★Always find the best deal on the market and check in to make sure the product still fits.
★★★★★Easy to set up and found a good policy that suited my needs.
★★★★★
Three steps towards
financial peace of mind
Fill in the form
Answer a few straightforward questions about you and the cover you’re looking for, then submit your details.
Talk to us
A member of our team will call to discuss your needs and explain the available options.
Review your options
Review the policy details carefully and decide whether the cover is right for you. We’re here if you have questions.
Life Insurance FAQs
Everything you need to know about life insurance.
How much does Life Insurance cost?
Prices for £100,000 of cover start from £5 per month, and £6.07 for a £250,000 sum assured. Level and decreasing cover options are available, subject to eligibility and underwriting.
How much Life Insurance do I need?
The amount of cover you need depends on your mortgage, debts, regular outgoings and the financial support your family may require.
What does Life Insurance cover?
Life insurance can provide a lump-sum payment if you die during the policy term, subject to the terms, conditions and exclusions of your policy.
Should I choose single or joint life insurance?
A single policy covers one person and can pay out once if they die during the policy term. A joint policy covers two people but usually pays out only once, on the first death. The right option depends on your circumstances, budget and whether each person needs separate cover.
Can I get Life Insurance if I have a pre-existing medical condition?
Cover may still be available, but eligibility and price depend on the condition and the insurer's underwriting decision.
Still have questions? Our team is here to help.